Any kind of motor vehicle in public places is considered
as a potential threat to the life of the driver, the passengers as well as
pedestrians. It can also cause damage to your own or third-party properties.
Keeping these probabilities in mind, the motor vehicle insurance law, has made
it mandatory for every car owner or driver to insure their vehicles as well as
themselves.
Car insurance is nothing but a safeguard against the
financial risks involved in an accident. Not everyone can afford the unexpected
expenses as well as the legal issues that are brought about by an accident and
trying to pay all of them by yourself may empty your pocket.
However, car owners who are safe drivers may ask why do
they need car insurance if they follow all the safety measures while driving -
like wearing seat belts, maintaining enough gap between his car and the one in
front and breaking well on time? At the end of the day if he is driving
carefully and is confident and comfortable behind the wheel, he need not fear
about meeting with an accident.
The question above might sound justifiable, but there is
a flip side to it. You might be a careful driver and follow safety measures.
But does that really immune you from all dangers? Accidents need not always
happen due to a mistake of your own. As one of the famous tire brand
commercials rightly says "Roads are full of idiots". Accidents are
never pre-planned, it just happens at the flick of a moment. Expenditures due
to accidental damages are mostly high and to cover all of them from your pocket
can cost you a fortune. It is in these situations that car insurance comes to
your financial aid.
There are more reasons that prove car insurance is
important? Consider a situation where somebody's rash or uncontrolled driving
causes death of a pedestrian or damages the property belonging to somebody
else. If the driver is not able to pay for the damage and if the vehicle is not
insured, then he will be in a soup. Besides, physical damages and third-party
casualties generally involve extensive legal procedures to find the
perpetrator, which is also highly expensive. You will be covered for all these
expenses if you have a car insurance policy.
The above points thus clearly explain why car insurance
is made mandatory and not optional. So if you own a car, do not have any
ambiguity about buying car insurance. Just compare all the relevant policies
online as per your requirements and get the best one to shield yourself, your
car and the co-passengers any unforeseen incident.
For more information on how to Compare Car Insurance,
visit http://www.policybachat.com
Article Source:
http://EzineArticles.com/expert/Aditya_Ram/2072765
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